Solutions that move the combined ratio.
Each one starts with a problem that shows up in your numbers: in the loss, in defense cost, or in prior-year development. It pairs the Isomer™ Signals that catch it with the response that handles it, and is proven in production or measured in your pilot.
Morning reportOpen claims, last 24 hours
Reading on arrival- DeadlineCritical
Time-limited demand · commercial auto, p. 31 of a scanned PDF
- Pre-suitHigh
Attorney representation · general liability, letter on day 3
- ReserveHigh
Surgery recommended · workers’ compensation, MRI report, p. 2
- RecoveryHigh
Subrogation opportunity · commercial property, contractor at fault
- PatternHigh
Same firm on 4 active claims · across auto, GL, and umbrella
Act
- Each handler alerted with the cited page
- The deadline on the diary
Five problems, one claim graph.
Deadline risk
Time-limited demands, answer dates, and board hearings, found on the page they’re on and diaried while the deadline can still be met.
Pre-suit litigation risk
Representation, preservation demands, and punitive allegations, caught before suit is filed.
Reserve accuracy
Reserves that move with the warning, not months later, so fewer surprises in prior-year development.
Subrogation and recovery
Recoveries owed to you and demands owed out, flagged on arrival and checked again as the facts come in.
Cross-claim patterns
The same party, provider, or location across claims and lines, connected so related claims are handled together.
Start with a workshop, on claims like yours.
Your team learns where risk hides in the claim file, builds synthetic claims modeled on your book, and sees each solution find the risk in them. You leave with a business case for your book. No data access needed.
